Texas storm season is here — and if you’re a homeowner in the Dallas-Fort Worth area, your roof may already be showing signs of hail or wind damage without you knowing it. At American Dream Construction, we provide free roof inspections across DFW so you can know exactly where you stand before filing an insurance claim.
How to Know If You Have Hail Damage
After a hailstorm in Fort Worth, Arlington, or any DFW city, look for these warning signs:
- Dents on gutters or downspouts — a clear indicator hail was large enough to damage your roof
- Missing or cracked shingles — wind damage often tears shingles off or lifts them
- Granule loss in gutters — asphalt shingles shed granules when struck by hail
- Bruised or soft spots on shingles — press on the shingle; if it feels soft like a bruise, it’s damaged
- Water stains on ceilings inside — a sure sign of a compromised roof
Does Texas Homeowners Insurance Cover Hail Damage?
In most cases, yes. Texas is one of the most hail-prone states in the country, and most standard homeowners insurance policies cover hail and wind damage. Here’s what you should know:
- You typically have 1-2 years from the date of a storm to file a claim in Texas
- Your deductible applies — but the rest of the repair cost is covered
- Insurance companies may send their own adjuster — having a contractor present at the adjuster meeting is critical
- ADC has worked with every major insurer in Texas: State Farm, Allstate, Farmers, USAA, and more
The ADC Claims Process — We Handle Everything
We’ve helped hundreds of DFW homeowners navigate the insurance process. Here’s how we make it simple:
- Free Roof Inspection — We document all damage with photos and detailed notes
- Insurance Claim Guidance — We help you understand what to expect and how to report damage
- Adjuster Meeting — We’re present with you when the insurance adjuster comes out
- Approved Scope — Once your claim is approved, we start work immediately
- Full Replacement or Repair — Done right, with premium materials and a warranty
Why Homeowners in DFW Choose ADC Roofing
- ✅ Licensed and insured in Texas
- ⭐ 500+ five-star reviews across Google and Facebook
- 🏠 Serving all of Tarrant, Dallas, Denton, and Collin counties
- ⚡ Same-day inspections available
- 💰 $0 out-of-pocket on most insurance claims
Frequently Asked Questions
How long does a roof inspection take?
A typical inspection takes 30-45 minutes. We document everything with photos and provide you a full report the same day.
Will filing a claim raise my insurance rates?
In Texas, a weather-related claim (hail, wind) typically does NOT raise your rates. You’re filing for an act of nature — not negligence.
What if my claim gets denied?
We help you understand the denial and guide you through the re-inspection or supplement process. Our team knows how to document damage properly to support your claim.
Do you serve my city?
We serve all of DFW including: Fort Worth, Arlington, Grand Prairie, Irving, Mansfield, Burleson, Cleburne, Bedford, Hurst, Euless, Grapevine, Keller, Southlake, Weatherford, and more.
Book Your Free Roof Inspection Today
Don’t wait until a small leak becomes a major problem. Book your free, no-obligation roof inspection online in 60 seconds — or call us directly at (844) 893-7326.